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Choosing a roofing material comes down to balancing upfront cost, expected lifespan, maintenance, and how the material performs in Minnesota's freeze and thaw winters and hail prone summers. This guide walks through the main options at a glance so you can decide which one fits your home and your timeline.
Architectural Asphalt Shingles: The standard for most Otsego homes, offering strong wind resistance and a range of cold weather rated product lines built for Minnesota winters.
Standing Seam & Exposed Fastener Metal Roofing: Sheds snow efficiently and resists hail better than asphalt, with a lifespan that can run 40 to 70 years under proper installation.
TPO & EPDM Commercial Flat Roofing: TPO's heat-welded seams and reflective white surface perform well in summer heat loads. EPDM's proven flexibility handles the freeze-thaw stress that the Twin Cities sees 40 to 60 times per year.
Composite Shingle & Cedar Shake: For that classic, timeless feel, we offer both synthetic and natural shake shingles.

Shingles are coated in granules that protect the asphalt layer underneath from UV damage. Finding a noticeable amount in your gutters, especially after a storm, signals that impact or age has started stripping that protective layer, which accelerates aging on the exposed shingle.
Architectural asphalt shingles remain the most common choice, with Class 3 rated for standard impact resistance and Class 4 rated for enhanced hail resistance that can qualify for insurance discounts. Metal roofing costs more upfront but typically lasts 40 to 70 years with minimal maintenance and performs exceptionally well against Minnesota snow load and wind. Cedar shake and composite shake offer a distinct architectural look, with true cedar requiring more maintenance and composite offering similar aesthetics with lower upkeep.
The most widely installed roofing material in the region, offering a strong balance of cost and performance. Class 4 impact resistant shingles are worth serious consideration in a hail prone market like Minnesota, both for durability and potential insurance premium discounts.
A long term investment that trades a higher upfront cost for decades of low maintenance performance and excellent resistance to wind, snow load, and impact. Increasingly common on both residential and commercial buildings in the area.
Chosen primarily for architectural character rather than pure performance. True cedar offers a natural, weathered look but requires more upkeep, while composite shake replicates the aesthetic with less long term maintenance.
If budget and proven performance matter most, start with architectural asphalt shingles, and seriously consider Class 4 impact resistant if you're in a hail prone area, which most of the northwest metro is. If you're planning to stay in the home for decades and want to minimize future maintenance, metal roofing often pencils out better over a 30 to 40 year horizon despite the higher initial cost. If the look of your home is architecturally driven, cedar or composite shake may be the deciding factor regardless of the cost comparison to asphalt.
KraftMasters Restoration has installed all of these material types across the Otsego area for nearly 30 years, and the right recommendation always starts with what the roof actually needs to perform, not what carries the highest margin.
We start with a thorough roof inspection that goes beyond the shingles. Hail damage shows up in the granule loss pattern, at the flashing points, along the soft metals like gutters and downspouts, and sometimes in the decking underneath. We photograph every area of damage and produce documentation specific enough to support a full insurance claim.
Once damage is confirmed, we help you file the claim and coordinate directly with your adjuster. Insurance adjusters frequently underestimate granule loss, overlook collateral damage, or write a scope that does not include everything covered by your policy. We review the initial scope of loss and submit supplemental documentation when items have been missed. We do not consider this done until the approved scope reflects the actual damage.
Kraft Masters is a certified installer for the top-of-the-line materials to put on your home. From GAF Timberline HDz shingles to secure your roof to LP SmartSide siding to enhance your curb appeal. We will walk you through the best options that fit your home, and your scope of damage.
Once materials are approved and scheduled, our crew arrives with everything needed to complete the job in a single day. We inspect the decking before new material goes down, photograph each stage, and handle magnetic nail collection across the full property. No overnight weather exposure. No half-finished work waiting on a callback.
We walk the completed job with you before we leave. If depreciation has been withheld pending completion, we provide the documentation needed to release it. The job is finished when you have your roof and your full claim settlement, not just one of the two.
A: Annually once a roof passes 15 years, and any time after a significant hail or wind event regardless of age.
A: Most reputable local contractors offer a free inspection, particularly following a storm event.
A: You can spot obvious issues like missing shingles, but hail bruising and granule loss are difficult to assess accurately without getting on the roof.
You deserve a contractor who's willing to go the distance. The insurance claims process is a marathon, not a sprint. Call KraftMasters today to schedule your free inspection, or click below to get get started instantly!
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